what insurance do i need for my business ?

what insurance do i need for my business and witch is perfect ?

What insurance do I need for my business? This is the number one question insurance agents hear, and it’s nearly impossible to answer without knowing more about your business. Here are some of the most common insurance needs professionals face.

Professional Liability Insurance ( also known as Errors and Omissions Insurance) – protects a professional from claims made by their clients because of a professional service you provided gone wrong.

Business Income Coverage– provides coverage for loss of income due to a covered property/business insurance claim.

Commercial Property Insurance – covers physical loss or damage to real estate, including office furniture and equipment.

Workers’ Compensation Insurance – Compensates employees for work-related injuries or illness sustained during working hours at your place of business.

Commercial Auto Insurance – provides coverage for automobiles, trucks and other vehicles used in the course of business.

Data Breach Insurance – insurance to help your company weather the financial consequences of a data breach. To be clear, this insurance does not cover theft of customer data—it covers losses incurred because of what happens after that theft. The best example is if hackers delete files that are critical to your company’s operations or hold customers ransom until you pay them off. This insurance would then reimburse you for lost revenue caused by those breaches.

Professional Liability Insurance ( also known as Errors and Omissions insurance) – protects a professional from claims made by their clients because of a professional service they provided gone wrong, but also can include libel, slander, damage to property and false arrest. This insurance might also cover damages assessed by a government agency.

Business Income Coverage – provides coverage for loss of income due to a covered property/business insurance claim.

Commercial Property Insurance – covers physical loss or damage to real estate, including office furniture and equipment.

Workers’ Compensation Insurance – Compensates employees for work-related injuries or illness sustained during working hours at your place of business.

Commercial Auto Insurance – insurance that protects a company from financial loss resulting from accidents involving the business’s automobiles or trucks used in both business & personal use.

Data Breach Insurance – insurance that reimburses you for expenses incurred as a direct result of a data breach event such as costs associated with business interruption, data restoration and other costs to repair any damage done.

Professional Liability insurance helps protect you from claims made by your customers for faulty services or advice you provide that damages their property or injures them.

Business income insurance covers lost income due to an insurance covered property/business insurance claim.

Commercial Property insurance covers the physical loss or damage of real estate including office furniture and equipment. Workers compensation insurance provides coverage for injuries incurred during working hours at your place of business.

Commercial Auto insurance insurance that protects a company from financial loss resulting from accidents involving the business’s automobiles or trucks used in both business & personal use. Data Breach Insurance – reimburses you for expenses incurred as a direct result of a data breach event such as costs associated with business interruption, data restoration and other costs to repair any damage done. Professional Liability insurance helps protect you from claims made by your customers for faulty services or advice you provide that damages their property or injures them.

Business income insurance covers lost income due to an insurance covered property/business insurance claim.

Commercial Property insurance covers the physical loss or damage of real estate including office furniture and equipment Workers compensation insurance provides coverage for injuries incurred during working hours at your place of business Commercial Auto insurance insurance that protects a company from financial loss resulting from accidents involving the business’s automobiles or trucks used in both business & personal use. Data Breach Insurance – reimburses you for expenses incurred as a direct result of a data breach event such as costs associated with business interruption, data restoration and other costs to repair any damage done.

Professional Liability insurance helps protect you from claims made by your customers for faulty services or advice you provide that damages their property or injures them.

Business income insurance covers lost income due to an insurance covered property/business insurance claim.

Commercial Property insurance covers the physical loss or damage of real estate including office furniture and equipment. Workers compensation insurance provides coverage for injuries incurred during working hours at your place of business. Commercial Auto insurance insurance that protects a company from financial loss resulting from accidents involving the business’s automobiles or trucks used in both business & personal use. Data Breach Insurance – reimburses for expenses incurred as a direct result of a data breach event such as costs associated with business interruption, data restoration and other costs to repair any damage done. Professional Liability insurance helps protect you from claims made by your customers for faulty services or advice you provide that damages their property or injures them.

Business income insurance covers lost income due to an insurance covered property/business insurance claim.

Commercial Property insurance covers the physical loss or damage of real estate including office furniture and equipment. Workers compensation insurance provides coverage for injuries incurred during working hours at your place of business. Commercial Auto insurance – insurance that protects a company from financial loss resulting from accidents involving the business’s automobiles or trucks used in both business & personal use.

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